Cambodia is stepping boldly into the era of digital finance, and 2025 marks a defining year for its tourism industry. As travelers return in growing numbers, the Bakong Tourist App—a secure, easy-to-use digital payment platform—has become the nation’s go-to solution for cashless travel.
Developed by the National Bank of Cambodia (NBC), the Bakong system integrates KHQR payments, mobile wallets, and cross-border transactions, allowing both locals and visitors to make instant, low-cost payments anywhere in the country.
In this guide, we’ll explore everything you need to know about the Bakong Tourist App—from installation and registration to using it for shopping, dining, and exploring Cambodia effortlessly.
1. What Is the Bakong Tourist App?
A National Digital Payment System
The Bakong system was launched by the National Bank of Cambodia in 2020 to modernize the country’s financial infrastructure. By 2025, Bakong has evolved into a multi-functional digital wallet and payment network—used by millions of Cambodians and now tailored specifically for tourists.
The Bakong Tourist App is an extension of the original Bakong platform, enabling foreign visitors to register easily and make cashless payments without the need for a Cambodian bank account.
Key Features
- Instant KHQR payments: Scan and pay at any merchant displaying the KHQR code.
- Multi-currency support: Use USD, KHR, or your home currency depending on partner bank support.
- Cross-border compatibility: Linked with ASEAN digital payment systems like Thailand’s PromptPay.
- Secure transactions: Built on the NBC’s blockchain-based financial infrastructure.
- Tourist-friendly interface: Available in English, Chinese, and other major languages.
2. Why the Bakong Tourist App Matters for Travelers
Cashless Convenience
Cambodia’s tourist hotspots—Siem Reap, Phnom Penh, and Sihanoukville—are increasingly embracing digital payments. From temples to tuk-tuks, travelers can now pay directly with their phones, avoiding the need to exchange large sums of cash.
Safety and Security
Carrying cash can be risky in busy tourist areas. The Bakong Tourist App offers enhanced protection, using two-factor authentication and encrypted blockchain transactions for peace of mind.
Affordable and Transparent
Unlike foreign cards that charge high transaction fees, Bakong payments are low-cost and transparent, making it a smart choice for budget-conscious travelers.
3. How to Download and Install the Bakong Tourist App
Step 1: Find the App
- Available on both Google Play Store and Apple App Store under the name “Bakong Tourist”.
- Check that the developer is listed as National Bank of Cambodia to avoid unofficial versions.
Step 2: Install the App
- Download the app and allow necessary permissions for camera (for QR scanning) and notifications.
- The file size is under 100MB and runs smoothly on most Android and iOS devices.
Step 3: Choose Language and Region
- Select your preferred language (English, Khmer, or Chinese).
- The app automatically adjusts to local currency when in Cambodia.
4. How to Register and Verify Your Account
Quick Sign-Up Process
- Open the app and tap “Create Account.”
- Choose your nationality and input your passport details.
- Verify your identity through a passport scan and selfie.
- Receive an instant confirmation within minutes.
Linking Your Card or E-Wallet
The app supports linking with Visa, Mastercard, Alipay, WeChat Pay, and regional digital wallets through the Bakong system.
- For example, tourists from Thailand can connect PromptPay, and visitors from Malaysia can use DuitNow.
Top-Up Options
- Credit/Debit Card: Add funds directly from your international card.
- Partner Bank Counters: Available at ABA Bank, ACLEDA, Canadia, and Wing outlets.
- Mobile Wallet Transfers: Add balance from other KHQR-enabled apps.
5. How to Use the Bakong Tourist App in Cambodia
Making Payments
- Open the Bakong app.
- Tap “Scan to Pay.”
- Point your camera at the KHQR code displayed by the merchant.
- Confirm the amount and tap “Pay.”
You’ll receive an instant notification confirming your successful transaction.
Where You Can Use It
- Hotels and Resorts – Major chains in Phnom Penh and Siem Reap.
- Restaurants and Cafés – From high-end dining to local street food stalls.
- Souvenir Shops – Especially those catering to international tourists.
- Transportation – Pay for tuk-tuks, taxis, and intercity buses.
- Attractions and Museums – Angkor Archaeological Park, museums, and tour agencies.
Offline Payments
Even if your mobile data is unstable, the Bakong Tourist App allows offline QR transactions that sync automatically once reconnected to the internet.
6. Top-Up and Withdrawal: Managing Your Travel Funds
Top-Up Made Easy
Tourists can easily top up using:
- Linked Visa/Mastercard cards.
- Partner ATMs and counters nationwide.
- QR transfers from friends or family using Bakong or partner apps.
Withdraw or Convert Balance
At the end of your trip:
- Withdraw your remaining balance in cash at partner banks.
- Or simply convert it back to your home currency through the app.
This ensures a hassle-free exit from Cambodia without leftover cash.
7. KHQR Payments Explained
What Is KHQR?
KHQR is Cambodia’s national standardized QR code payment system, developed by the NBC. It unifies all local banks and payment providers under one interoperable network.
Why It’s Important for Tourists
With KHQR, travelers don’t need to worry about which bank or app a merchant uses. One QR code works everywhere — Bakong, ABA, ACLEDA, Wing, or any KHQR-enabled shop.
Cross-Border Compatibility
Since 2023, KHQR has expanded to support payments from Thailand, Laos, Malaysia, and Vietnam, making it ideal for regional travelers.
8. Supported Merchants and Partner Banks
Bank Partners
- ABA Bank
- ACLEDA Bank
- Canadia Bank
- Wing Bank
- Prince Bank
- Cambodia Post Bank
Merchant Network
By 2025, over 1 million KHQR merchants across Cambodia accept Bakong payments.
- Siem Reap: Angkor ticket offices, restaurants, tour guides.
- Phnom Penh: Malls, cafés, transport apps.
- Sihanoukville: Hotels, casinos, and beachfront vendors.
9. Tips for Using the Bakong Tourist App Efficiently
1. Keep Your Passport Handy
You may need it for identity verification or when linking a new payment method.
2. Use Wi-Fi When Possible
To avoid roaming charges, connect to free Wi-Fi in hotels or cafés when topping up or checking balances.
3. Check Exchange Rates
The app offers transparent, real-time conversion rates—always review before confirming.
4. Set Spending Limits
Enable daily limits within the app to manage your travel budget safely.
5. Use in Combination with Local Apps
For added flexibility, pair Bakong with local ride-hailing or food delivery apps that accept KHQR.
10. The Impact of Bakong on Cambodia’s Tourism and Economy
Promoting Digital Inclusion
The Bakong Tourist App strengthens Cambodia’s vision for a cashless society, ensuring both locals and tourists benefit from a modern, efficient financial system.
Boosting Tourism Confidence
By simplifying transactions, it helps visitors spend more freely — boosting local businesses and encouraging digital adoption.
Cross-Border Economic Integration
Bakong’s integration with ASEAN payment systems supports Cambodia’s role in regional fintech innovation and financial interoperability.
11. Frequently Asked Questions (FAQ)
Q1: Do I need a Cambodian SIM card to use Bakong Tourist App?
No. You can register and operate the app using your home SIM and Wi-Fi connection.
Q2: Is it safe to store money in the app?
Yes. Bakong is operated by the National Bank of Cambodia, ensuring top-tier security and compliance standards.
Q3: Can I use Bakong outside Cambodia?
Currently, KHQR cross-border payments are supported with Thailand, Malaysia, and Laos.
Q4: What if my phone is lost?
You can remotely lock or freeze your account by contacting Bakong support or a partner bank.
12. Future of Digital Tourism in Cambodia
The success of the Bakong Tourist App signals a new chapter in Cambodia’s digital transformation. By integrating technology, tourism, and financial innovation, Cambodia positions itself as a smart travel destination in Southeast Asia.
In the coming years, expect to see:
- AI-driven expense tracking and personalized travel budgets.
- Integration with e-Visa and travel insurance platforms.
- Expanded partnerships with ASEAN and global digital wallets.
Conclusion: Experience Cambodia, Cash-Free and Worry-Free
The Bakong Tourist App is more than a payment tool—it’s a gateway to a seamless travel experience in Cambodia. Whether you’re exploring the ancient wonders of Angkor Wat or sipping coffee in Phnom Penh’s riverside cafés, Bakong empowers you to pay, travel, and connect effortlessly.
With its blend of security, convenience, and innovation, Bakong sets a new standard for digital tourism in Southeast Asia.
So before your next trip to Cambodia, download the Bakong Tourist App—and experience the Kingdom of Wonder the modern, cashless way.
Call to Action:
👉 Download the Bakong Tourist App today from the App Store or Google Play, and start your journey to effortless, cashless travel in Cambodia.
Disclaimer:
This article is for informational purposes only. OrkunSantepheap.com is not affiliated with the National Bank of Cambodia or any financial institution mentioned. For official app information, visit www.bakong.nbc.gov.kh.
READ MORE: Fintech Cambodia 2025: The Rise of Digital Banking & E‑Payments