PHNOM PENH, On December 17, 2025, the National Bank of Cambodia shared a very important document. It is called the “Financial Sector Development Strategy 2025-2030.“ Think of this as a big plan to make sure our country’s money system—like banks and digital payments—stays safe, grows stronger, and helps everyone.
What is this plan for?
The main goal is to make sure Cambodia’s economy keeps moving forward. Even though the world is facing some tough times and trade arguments, Cambodia expects to grow by about 5.2% next year. This plan is the guide to help us get there.
The Three Big Goals
- Help Everyone Get Bank Services: The plan wants to make sure that even people in far-away villages or small business owners can easily use a bank or a phone to save and send money.
- Use New Technology (FinTech): We are using more apps and digital tools to pay for things. The plan focuses on making these tools faster while also making sure they are safe from hackers or scams.
- Protect the Country’s Future: By having a strong and independent financial system, Cambodia can decide its own future and not have to rely too much on what happens in other countries.
A Brief History: 25 Years of Planning
Cambodia didn’t just start this today. We have been following “roadmaps” like this for 25 years (since 2001). This is the 5th time the plan has been updated to match how the world is changing.
- Past Plans: Helped build the first modern banks in Cambodia.
- Today’s Plan: Focuses on digital money, helping small businesses, and keeping our economy steady even when global prices go up and down.
Who is leading this?
This plan was put together by experts at the National Bank of Cambodia and the Ministry of Economy, with help from the Asian Development Bank. It was officially approved by Prime Minister Hun Manet to ensure it aligns with the country’s long-term goals.
Why should I care?
When the financial system is strong:
- Jobs are created because businesses can get loans to grow.
- Your money is safer in the bank.
- Prices stay more stable, making it easier for families to afford what they need.
“We want a financial system that is strong enough to support every citizen as Cambodia grows into a wealthier nation.” — Dr. Chea Serey, Governor of the National Bank